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Отчёт о банковских бонусах: ноябрь 2026 г.

Сайт для Европы

Все действующие предложения в этом регионе с суммой, основными условиями и сроком; каждое сверено с официальной страницей. Цифры ниже рассчитаны по нашим собственным данным.

Действующих предложений: 21
Медианный бонус: 80 €
Без direct deposit: 16

Продукт	Бонус	Основные условия	Истекает	Источник	Последняя проверка
norisbank Top-Girokonto + Top-Zinskonto	200 €	Online applications successfully submitted from 22.10.2026, opening a Top-Girokonto together with a Top-Zinskonto. A new customer has had no relationship with norisbank in the 12 months before applying. Girokonto plus, basic accounts and garnishment-protection accounts are excluded. Non-transferable; credited at the latest four weeks after opening. Runs until further notice; the bank may end or change it at any time. Taxable as other income in Germany.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
BBVA Cuenta Online (TARJETA150)	150 €	New customers only; enter TARJETA150 when opening before 1 Dec 2026; get up to €150 back on Aqua debit card purchases in the 30 days after signing up; Bizum must be active. See the official terms for the refund rate.	30 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
comdirect Girokonto	250 €	Complete application data must reach comdirect by 23.11.2026; give consent to Commerzbank AG marketing emails during opening and keep it until payout; within 3 months of opening make at least 5 transactions of €25+ (transfers, direct debits, deposits, withdrawals, ATM). Paid into the new account in the 4th month after opening. May be reclaimed if closed within 12 months. New customers only (not a comdirect customer in the prior 6 months); customers managed by a financial adviser excluded. comdirect may change or end the offer at any time.	23 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
ING Girokonto	200 €	ING Black Weeks, 2–30 Nov 2026: open your first free Girokonto or Girokonto Future. Within the first 4 months, receive at least €1,000 (age 28 or under: €700; can be several payments) in each of two consecutive months; log in to the ING app at least once; consent to 'Tipps für Sie persönlich'. Eligible if you haven't held an ING current account in the last 12 months. For joint accounts both holders must log in.	30 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
Bankinter Cuenta Digital (nómina)	600 €	Open a Cuenta Digital through bankinter.com or the app as a new customer (not a customer in the last 6 months). Domicile your salary (minimum €850) in the first month and keep it for 12 months to get €50 gross a month automatically, up to €600. Bankinter's news says the 3% rate was extended to 11 Nov 2026; check the official terms at opening for the salary bonus deadline.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Consorsbank Girokonto	200 €	Only for current accounts applied for from 3.11.2026; apply by 31.01.2027 and finish opening by 20.02.2027. Within the first four months, receive at least €1,500 from another bank in each of three consecutive months; consent to marketing emails by the third month and keep it until payout (both holders for joint accounts). If everything is met by the cutoff, the bonus is paid the following month with an email. For private customers without a Consorsbank current account in the past 6 months, once per person; minors and BNP Paribas Wealth Management clients excluded; joint accounts count once. Not combinable. Taxable.	31 янв. 2027 г.	Официальная страница	6 нояб. 2026 г.
Octopus Energy France parrainage	40 €	New Octopus Energy France customers only; once the contract is activated, both get €40 in their account 'cagnotte', usable for monthly payments or donations to charities. Anyone who has already benefited from a referral can't again. Octopus sometimes runs limited-time amounts; the amount shown at sign-up applies.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Fortuneo compte courant + carte	140 €–250 €	Offer 1 Jul–31 Dec 2026 with code FTNSEA for a first Fortuneo account: Gold CB Mastercard with 5 payments within 90 days earns €160 (Gold requires €2,200+ net monthly income), or Fosfo CB Mastercard with 5 payments in 90 days earns €50; request bank mobility online after opening for another €90. Up to €250 with Gold, €140 with Fosfo. Must be an adult with an existing French bank account. Payout timing and clawback are in Fortuneo's 'Voir conditions'.	31 дек. 2026 г.	Официальная страница	6 нояб. 2026 г.
Widilo cashback (France)	3 €	After sign-up you receive a confirmation email; once your address is confirmed, the €3 welcome bonus is added to your cagnotte (visible under 'Mes gains'). Contact support if it doesn't appear. If you join through a referral, the referral bonus is paid only after your first cashback is confirmed.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
eBuyClub cashback (France)	3 €–6 €	First-time sign-up only. €3 on registering, plus €3 after installing eBuyClub's 'alerte Bons Plans' (some pages say €1, for €4 total). Combinable with merchants' own offers. Full terms under 'Voir les conditions' on the site.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Cuenta Online Sabadell (nómina + Bizum)	400 €	Open a Cuenta Online Sabadell between 8 Oct and 12 Nov 2026 as a new, adult, Spanish tax-resident, non-US customer. Within two months, domicile a salary of at least €1,000 per payment and link Bizum to the same account: you then get €33.34 gross a month for 12 months (€400.08). Stopping the salary or unlinking Bizum ends it. Also 2.75% APY for 12 months on up to €100,000, paid monthly. No maintenance fees. Another Sabadell listing shows an Oct 2026–Feb 2027 version; check the official page.	12 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
BforBank compte + carte BforZEN	80 €–330 €	Offer 28 Oct–11 Nov 2026. Open a current account with the Visa BforZEN card (plus one month of card fees free); make at least 15 card payments (physical and/or virtual) totaling €150+ within 90 days for an €80 loyalty bonus; subscribe to the bank mobility service in the same period for a €250 e-gift card. BforBank states the total as 'up to €330'; the official terms govern the breakdown.	11 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
Kraken App referral (Europe)	20 €	The friend must never have had a Kraken account and sign up in the Kraken App with the referral link or code; within 30 days deposit cash (amount shown in the app; not by debit or credit card) and trade crypto up to the total shown in the app (bundles and stablecoins don't count). The reward is a fixed €20 in your default currency (e.g. €20 of BTC), paid within 14 days. Referrals work across eligible EEA countries. One reward per device and per household.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Openbank Plan Amigo	70 €	Open with an existing customer's invite code; not an Openbank customer in the previous 12 months (since 5 Oct 2025); within 30 days of opening the Cuenta Corriente Open transfer at least €70 from an outside account; activate the card and Bizum and keep Bizum at least 3 months (both people). Paid over three months: €30, €20, €20, net of 19% withholding. Spanish residents 18+; using an invite code rules out other welcome offers. The promo page says it runs to 30 Nov 2026 while the terms say 29 Oct 2026 — check the official page.	30 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
iGraal cashback (France)	3 €	On first sign-up, €3 is added to your iGraal balance once the account is validated. Signing up and using iGraal is free for life. One account per person per platform. Each merchant's cashback has its own rules (e.g. subscriptions confirm after the trial).	См. официальные условия	Официальная страница	6 нояб. 2026 г.
BBVA Cuenta Online (PLAN1060)	120 €–1 060 €	New customers only, 18+, with a valid DNI or TIE. Enter PLAN1060 when opening by 10 Nov 2026. In the first year, optionally: bring a single salary, pension or self-employed contribution over €800 for €33.33/month (up to €400; several payments can't be added together); pay with the Aqua debit card for up to €10/month (€120); use Bizum for up to €10/month (€120); move utility, internet or phone bills for up to €10/month (€120); bring savings for €300. The account is free and doesn't require a salary.	10 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
BBVA Conto Online + Carta	50 €	Promotion 8 Sep 2026 09:30 to 11 Dec 2026 23:59 (Italian time), for adults resident in Italy who aren't BBVA clients. After the confirmation email, make any card payment (no minimum) within 90 days of activating the account and card: then get 4% cashback on debit card purchases for 6 months, on up to €210 of spending a month — BBVA states up to €50. Cashback accrues monthly and is credited in the first business days of the next month. Gaming venues, betting shops and payments to other banks to settle debts or move cash don't count. Account and card are free.	11 дек. 2026 г.	Официальная страница	6 нояб. 2026 г.
SG compte individuel + Service Bienvenue	80 €	For adult individual customers who open their first individual SG account online and subscribe to the Service Bienvenue switching service between 06/02/2026 and 31/12/2026. Not combinable. The €80 is paid at the latest 12 months after signing the mobility mandate. If you don't keep your income domiciled for 24 months, SG may debit the €80 back.	31 дек. 2026 г.	Официальная страница	6 нояб. 2026 г.
BoursoBank compte bancaire	20 €–180 €	Accounts opened from 6 Oct 2026 with code BBKOPE180, for a new customer's first individual account (no business or joint accounts). €20 for opening (within 2 months); €10–€40 for a first deposit at opening or within 30 days (at least €300 for the full offer); card use once a month for 3 months: €20 then €10 and €10; €80 for a first EasyMove switch request (within 60 days of signing). Not combinable with other BoursoBank offers. Bonuses may be reclaimed if the account is closed or EasyMove isn't kept within 24 months.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
iGraal cashback (Germany)	5 €–6 €	Free sign-up; the starting bonus is once per person. iGraal's share page says your first confirmed purchase brings a starting bonus of at least €5; some promo pages say it's credited automatically after sign-up — the page at sign-up applies. Installing the cashback notifier adds €1. You can withdraw to a bank or PayPal once you have €20 in confirmed cashback.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Monabanq compte courant	20 €–280 €	For accounts opened from 1 Jul 2026 (another line says 1 Apr 2026; check the official page). €20 for opening and funding; €60 more for depositing at least €300 within a month; €60 for 30 card payments within two months; €80 for using the switching-assistance service in time; €60 in month 13 if you still hold the account and opened two other products, one a savings product. For adults who have never had a Monabanq current account, once per account; youth accounts, PratiqPro, basic bank accounts and partner offers excluded. Bonuses may be debited back if you close within 12 months.	См. официальные условия	Официальная страница	6 нояб. 2026 г.

Как мы проверяем предложения

Отчёт о банковских бонусах: ноябрь 2026 г.

Сайт для Европы

Действующих предложений

Медианный бонус

80 €

Без direct deposit

Продукт	Бонус	Основные условия	Истекает	Источник	Последняя проверка
norisbank Top-Girokonto + Top-Zinskonto	200 €	Online applications successfully submitted from 22.10.2026, opening a Top-Girokonto together with a Top-Zinskonto. A new customer has had no relationship with norisbank in the 12 months before applying. Girokonto plus, basic accounts and garnishment-protection accounts are excluded. Non-transferable; credited at the latest four weeks after opening. Runs until further notice; the bank may end or change it at any time. Taxable as other income in Germany.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
BBVA Cuenta Online (TARJETA150)	150 €	New customers only; enter TARJETA150 when opening before 1 Dec 2026; get up to €150 back on Aqua debit card purchases in the 30 days after signing up; Bizum must be active. See the official terms for the refund rate.	30 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
comdirect Girokonto	250 €	Complete application data must reach comdirect by 23.11.2026; give consent to Commerzbank AG marketing emails during opening and keep it until payout; within 3 months of opening make at least 5 transactions of €25+ (transfers, direct debits, deposits, withdrawals, ATM). Paid into the new account in the 4th month after opening. May be reclaimed if closed within 12 months. New customers only (not a comdirect customer in the prior 6 months); customers managed by a financial adviser excluded. comdirect may change or end the offer at any time.	23 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
ING Girokonto	200 €	ING Black Weeks, 2–30 Nov 2026: open your first free Girokonto or Girokonto Future. Within the first 4 months, receive at least €1,000 (age 28 or under: €700; can be several payments) in each of two consecutive months; log in to the ING app at least once; consent to 'Tipps für Sie persönlich'. Eligible if you haven't held an ING current account in the last 12 months. For joint accounts both holders must log in.	30 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
Bankinter Cuenta Digital (nómina)	600 €	Open a Cuenta Digital through bankinter.com or the app as a new customer (not a customer in the last 6 months). Domicile your salary (minimum €850) in the first month and keep it for 12 months to get €50 gross a month automatically, up to €600. Bankinter's news says the 3% rate was extended to 11 Nov 2026; check the official terms at opening for the salary bonus deadline.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Consorsbank Girokonto	200 €	Only for current accounts applied for from 3.11.2026; apply by 31.01.2027 and finish opening by 20.02.2027. Within the first four months, receive at least €1,500 from another bank in each of three consecutive months; consent to marketing emails by the third month and keep it until payout (both holders for joint accounts). If everything is met by the cutoff, the bonus is paid the following month with an email. For private customers without a Consorsbank current account in the past 6 months, once per person; minors and BNP Paribas Wealth Management clients excluded; joint accounts count once. Not combinable. Taxable.	31 янв. 2027 г.	Официальная страница	6 нояб. 2026 г.
Octopus Energy France parrainage	40 €	New Octopus Energy France customers only; once the contract is activated, both get €40 in their account 'cagnotte', usable for monthly payments or donations to charities. Anyone who has already benefited from a referral can't again. Octopus sometimes runs limited-time amounts; the amount shown at sign-up applies.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Fortuneo compte courant + carte	140 €–250 €	Offer 1 Jul–31 Dec 2026 with code FTNSEA for a first Fortuneo account: Gold CB Mastercard with 5 payments within 90 days earns €160 (Gold requires €2,200+ net monthly income), or Fosfo CB Mastercard with 5 payments in 90 days earns €50; request bank mobility online after opening for another €90. Up to €250 with Gold, €140 with Fosfo. Must be an adult with an existing French bank account. Payout timing and clawback are in Fortuneo's 'Voir conditions'.	31 дек. 2026 г.	Официальная страница	6 нояб. 2026 г.
Widilo cashback (France)	3 €	After sign-up you receive a confirmation email; once your address is confirmed, the €3 welcome bonus is added to your cagnotte (visible under 'Mes gains'). Contact support if it doesn't appear. If you join through a referral, the referral bonus is paid only after your first cashback is confirmed.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
eBuyClub cashback (France)	3 €–6 €	First-time sign-up only. €3 on registering, plus €3 after installing eBuyClub's 'alerte Bons Plans' (some pages say €1, for €4 total). Combinable with merchants' own offers. Full terms under 'Voir les conditions' on the site.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Cuenta Online Sabadell (nómina + Bizum)	400 €	Open a Cuenta Online Sabadell between 8 Oct and 12 Nov 2026 as a new, adult, Spanish tax-resident, non-US customer. Within two months, domicile a salary of at least €1,000 per payment and link Bizum to the same account: you then get €33.34 gross a month for 12 months (€400.08). Stopping the salary or unlinking Bizum ends it. Also 2.75% APY for 12 months on up to €100,000, paid monthly. No maintenance fees. Another Sabadell listing shows an Oct 2026–Feb 2027 version; check the official page.	12 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
BforBank compte + carte BforZEN	80 €–330 €	Offer 28 Oct–11 Nov 2026. Open a current account with the Visa BforZEN card (plus one month of card fees free); make at least 15 card payments (physical and/or virtual) totaling €150+ within 90 days for an €80 loyalty bonus; subscribe to the bank mobility service in the same period for a €250 e-gift card. BforBank states the total as 'up to €330'; the official terms govern the breakdown.	11 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
Kraken App referral (Europe)	20 €	The friend must never have had a Kraken account and sign up in the Kraken App with the referral link or code; within 30 days deposit cash (amount shown in the app; not by debit or credit card) and trade crypto up to the total shown in the app (bundles and stablecoins don't count). The reward is a fixed €20 in your default currency (e.g. €20 of BTC), paid within 14 days. Referrals work across eligible EEA countries. One reward per device and per household.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Openbank Plan Amigo	70 €	Open with an existing customer's invite code; not an Openbank customer in the previous 12 months (since 5 Oct 2025); within 30 days of opening the Cuenta Corriente Open transfer at least €70 from an outside account; activate the card and Bizum and keep Bizum at least 3 months (both people). Paid over three months: €30, €20, €20, net of 19% withholding. Spanish residents 18+; using an invite code rules out other welcome offers. The promo page says it runs to 30 Nov 2026 while the terms say 29 Oct 2026 — check the official page.	30 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
iGraal cashback (France)	3 €	On first sign-up, €3 is added to your iGraal balance once the account is validated. Signing up and using iGraal is free for life. One account per person per platform. Each merchant's cashback has its own rules (e.g. subscriptions confirm after the trial).	См. официальные условия	Официальная страница	6 нояб. 2026 г.
BBVA Cuenta Online (PLAN1060)	120 €–1 060 €	New customers only, 18+, with a valid DNI or TIE. Enter PLAN1060 when opening by 10 Nov 2026. In the first year, optionally: bring a single salary, pension or self-employed contribution over €800 for €33.33/month (up to €400; several payments can't be added together); pay with the Aqua debit card for up to €10/month (€120); use Bizum for up to €10/month (€120); move utility, internet or phone bills for up to €10/month (€120); bring savings for €300. The account is free and doesn't require a salary.	10 нояб. 2026 г.	Официальная страница	6 нояб. 2026 г.
BBVA Conto Online + Carta	50 €	Promotion 8 Sep 2026 09:30 to 11 Dec 2026 23:59 (Italian time), for adults resident in Italy who aren't BBVA clients. After the confirmation email, make any card payment (no minimum) within 90 days of activating the account and card: then get 4% cashback on debit card purchases for 6 months, on up to €210 of spending a month — BBVA states up to €50. Cashback accrues monthly and is credited in the first business days of the next month. Gaming venues, betting shops and payments to other banks to settle debts or move cash don't count. Account and card are free.	11 дек. 2026 г.	Официальная страница	6 нояб. 2026 г.
SG compte individuel + Service Bienvenue	80 €	For adult individual customers who open their first individual SG account online and subscribe to the Service Bienvenue switching service between 06/02/2026 and 31/12/2026. Not combinable. The €80 is paid at the latest 12 months after signing the mobility mandate. If you don't keep your income domiciled for 24 months, SG may debit the €80 back.	31 дек. 2026 г.	Официальная страница	6 нояб. 2026 г.
BoursoBank compte bancaire	20 €–180 €	Accounts opened from 6 Oct 2026 with code BBKOPE180, for a new customer's first individual account (no business or joint accounts). €20 for opening (within 2 months); €10–€40 for a first deposit at opening or within 30 days (at least €300 for the full offer); card use once a month for 3 months: €20 then €10 and €10; €80 for a first EasyMove switch request (within 60 days of signing). Not combinable with other BoursoBank offers. Bonuses may be reclaimed if the account is closed or EasyMove isn't kept within 24 months.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
iGraal cashback (Germany)	5 €–6 €	Free sign-up; the starting bonus is once per person. iGraal's share page says your first confirmed purchase brings a starting bonus of at least €5; some promo pages say it's credited automatically after sign-up — the page at sign-up applies. Installing the cashback notifier adds €1. You can withdraw to a bank or PayPal once you have €20 in confirmed cashback.	См. официальные условия	Официальная страница	6 нояб. 2026 г.
Monabanq compte courant	20 €–280 €	For accounts opened from 1 Jul 2026 (another line says 1 Apr 2026; check the official page). €20 for opening and funding; €60 more for depositing at least €300 within a month; €60 for 30 card payments within two months; €80 for using the switching-assistance service in time; €60 in month 13 if you still hold the account and opened two other products, one a savings product. For adults who have never had a Monabanq current account, once per account; youth accounts, PratiqPro, basic bank accounts and partner offers excluded. Bonuses may be debited back if you close within 12 months.	См. официальные условия	Официальная страница	6 нояб. 2026 г.