Navy Federal New Member Checking Bonus | $400

As of Nov 6, 2026: Join Navy Federal with code CHK26SRC and open checking by Dec 31, 2026, complete qualifying direct deposits by Apr 30, 2027, and get $400. Membership is for military, veterans, DoD and their families.

Bonus: $400
Best for: Service members, veterans, DoD employees and their families.
Open without an SSN?: No
Direct deposit?: Required
Time needed: ~270 days
Available in: All states
Expires: Dec 31, 2026

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Risk warning

Credit unions require you to meet membership eligibility first; see the official site. Bonuses are usually taxable; the official terms prevail.

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This is the official public link. We don't earn a commission from it.

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We will never ask for your SSN, passport number or bank account number. Account applications are completed only on the bank's or provider's official website, never through this site.

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Bonus$400Checklist ApplyPublic link

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0 of 4 steps done

1.Check you're eligible for Navy Federal membership
2.Join with code CHK26SRC and open checking by Dec 31, 2026
3.Set up direct deposit to the new account by Apr 30, 2027
4.The bonus lands in your Membership Savings by Jul 30, 2027

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FAQ

Who can join?

Service members, veterans, DoD employees and their families, per the official site.

Promo code?

CHK26SRC (veterans version: CHK26VLP).

When is it paid?

Scheduled by Jul 30, 2027.

Official source

Official terms page

Last checked: Nov 6, 2026

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Navy Federal New Member Checking Bonus | $400

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