Equity Bank New Account Bonus | $400

As of Nov 6, 2026: Open Equity Bank checking and savings with code BEGIN by Dec 31, 2026, get $1,000 in direct deposits and use your debit card within 45 days to earn $400.

Bonus: $400
Best for: Households new to Equity Bank with paycheck direct deposits.
Open without an SSN?: No
Direct deposit?: Required
Time needed: ~55 days
Available in: All states (No state limit stated; Equity Bank's branches are mainly in KS, MO, AR and OK)
Expires: Dec 31, 2026

Direct deposit

Risk warning

Bonuses are usually taxable as interest. The bank's official terms prevail; check the official page before opening. Closing early may mean the bonus is clawed back or a fee applies.

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ApplyPublic link Application guide

We will never ask for your SSN, passport number or bank account number. Account applications are completed only on the bank's or provider's official website, never through this site.

Step-by-step help: what to prepare, form words explained, one-tap copy for common details.

Bonus$400Checklist ApplyPublic link

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0 of 4 steps done

1.Open checking and savings with code BEGIN by Dec 31, 2026
2.Get $1,000 in payroll or government direct deposits within 45 days
3.Activate and use your debit card within 45 days
4.Paid about 45–55 days after opening

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FAQ

Do I need savings too?

Yes, both checking and savings.

Promo code?

BEGIN.

I had Equity Bank before?

Not eligible if you had an account in the past 180 days.

Official source

Official terms page

Last checked: Nov 6, 2026

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Equity Bank New Account Bonus | $400

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