Citi Regular Checking Bonus | $325
As of Nov 6, 2026: Open Citi Regular Checking by 01/11/27 and enroll the same day, then make at least two direct deposits or qualifying transactions totaling $3,000 within 90 days to earn $325.
FAQ
Does Zelle count?
Zelle, Venmo or PayPal transfers processed as ACH count; mobile check deposits and Citibank-to-Citibank transfers don't.
When is it paid?
Between day 90 and day 120 after opening.
How do I avoid the monthly fee?
$250+ in direct deposits that month ($1,000 from 2027) or a Relationship Tier.
Official source
Official terms pageLast checked: Nov 6, 2026
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