Chime Referral | $100 for New Members
As of Nov 6, 2026: Open a Chime Checking Account through a referral link, get a single qualifying direct deposit of $200+ within 45 days and activate your physical card within 14 days to get $100.
FAQ
What counts as a qualifying direct deposit?
Chime explains it in a separate help article, typically paychecks and government benefits; personal transfers don't count.
Can the 45 days be extended?
No, they start on the day you open the account.
Do I have to activate the physical card?
Yes, within 14 days of the qualifying deposit.
Official source
Official terms pageLast checked: Nov 6, 2026
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