first direct switch offer: £175, plus a £35 boost for accounts opened by Dec 2, 2026
New first direct customers who, within 45 days, fully switch (with at least 2 Direct Debits or standing orders), deposit £1,000, make 5+ debit card payments and log on to digital banking get £175 — plus a £35 boost (£210 total) for accounts opened Sep 14 – Dec 2, 2026.
FAQ
How long does the £35 boost last?
Only for accounts opened Sep 14 – Dec 2, 2026; the base £175 runs until withdrawn.
Who isn't eligible?
Existing or former first direct customers, and anyone who opened an HSBC current account on or after Jan 1, 2018.
Official source
Official terms pageLast checked: Nov 3, 2026
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